Stakk Ltd Deepens US Push With Stride Bank Partnership

Key Highlights

• Stakk announces a new partnership with US-based Stride Bank, expanding its pipeline of fintech and banking clients.
• Shares trade at 5 cents, up 400 percent over the past year, with more than 54 million shares changing hands by early afternoon.
• The company continues building momentum in the US market with integrations across top-tier fintechs including Chime, SoFi, T-Mobile Money, Robinhood, and H&R Block-linked products.
• Stakk aims to position itself as the infrastructure layer for real-time financial data and embedded banking tools.
  
   

Stakk Steps Up US Expansion With Stride Bank Agreement

Stakk Ltd (ASX: SKK) has added another significant name to its growing US client base, announcing a new partnership with Oklahoma-based Stride Bank. The stock climbed more than 13 percent to 5 cents by early Thursday afternoon, supported by unusually high trading volume of nearly 55 million shares.

The deal builds on a string of recent integrations that have pushed Stakk into the centre of America’s booming embedded finance and challenger-bank sector. With a market capitalisation now sitting at $123.32 million and a remarkable 400 percent one-year return, investors are increasingly framing Stakk as one of the ASX’s fastest-emerging fintech stories.

The company describes Stride as a “key banking partner with national reach,” enabling Stakk to provide real-time financial data synchronisation, compliant onboarding, and identity verification tools to a wider network of US fintechs.

Chief executive Andrew Logan welcomed the deal as part of a broader strategy to anchor Stakk in the United States market.

“We continue to build meaningful partnerships with leading US institutions that value speed, compliance, and quality of data. Stride Bank joins a growing list of organisations working with Stakk to power financial connectivity at scale,” he said.

Logan added that the momentum in the US was “not a coincidence” but the result of months of technical upgrades, customer wins, and shifting US regulatory expectations around data-sharing.

A Growing Footprint Across America’s Largest Fintech Platforms

The most striking development for investors is Stakk’s accelerating penetration of the US fintech sector. Over the past year, the company’s infrastructure has been adopted or integrated into services used by some of America’s largest digital banking players.

The list includes Chime, Robinhood Money, T-Mobile Money, Go2Bank, Spruce by H&R Block, SoFi-connected platforms, and a group of partner institutions that collectively service tens of millions of US consumers.

While not every integration is monetised at the same level, analysts say the breadth of adoption signals a high level of trust in Stakk’s technology. More importantly, the US market’s sheer scale means even small per-user revenue can compound rapidly.

A Sydney-based payments analyst described Stakk’s trajectory as “an inflection point”.

“Infrastructure companies like Stakk scale very differently from consumer fintechs. The more API connections they own, the more irreplaceable they become. The Stride Bank partnership is another proof point that US institutions see commercial maturity in Stakk’s platform,” the analyst said.

Why the Stride Deal Matters

Stride Bank is known within the US fintech ecosystem as a major sponsor bank. It supports some of the most widely used banking-as-a-service (BaaS) operations in the country, powering prepaid cards, rewards accounts, and embedded banking tools behind major consumer brands.

Stakk’s role will be to provide high-integrity data synchronisation infrastructure that allows Stride-connected fintechs to securely handle customer transactions, identity checks, and account updates in real time.

For investors, the strategic value is twofold:

Revenue Scalability

The more fintechs that integrate through Stride, the larger Stakk’s potential downstream revenue base becomes.

Industry Validation

Sponsor banks operate in a highly regulated environment. Their decision to integrate Stakk’s platform is seen as a strong endorsement of its reliability.

This combination is particularly notable at a time when US regulators are tightening oversight around data accuracy, Know-Your-Customer (KYC) systems, and third-party fintech providers.

Stock Price, Market Activity and Sentiment

Despite Thursday’s gain to 5 cents, Stakk shares remain well below their 52-week high of 7.4 cents. However, the stock has still delivered a stunning 400 percent one-year return, a move that placed it among the ASX’s top micro-cap performers.

The company now has 2.47 billion ordinary shares on issue, giving it a market cap of $123.32 million. While that puts it firmly in the small-cap category, liquidity has been increasing steadily. Traders note that Stakk is attracting a mix of speculative interest and long-term positioning around US expansion themes.

Some analysts caution that micro-cap volatility is likely to persist, given the company’s size and the concentration of volume among momentum traders. However, sentiment has improved markedly over the past six months as Stakk converts technical capability into identifiable commercial wins.

Regulatory Tailwinds and Market Context

The timing of Stakk’s expansion coincides with heightened regulatory scrutiny in the US tech and financial sectors.

Three factors are particularly relevant:

1. New US guidelines on data-sharing, which require fintechs to use more secure, auditable systems.

2. Increased oversight of embedded finance providers, pushing companies to upgrade their infrastructure.

3. Rising consumer expectations for instant data verification, especially in prepaid and gig-economy banking products.

Stakk operates directly in this sweet spot, supplying the infrastructure that keeps these services compliant and up to date. Analysts say the structural shift toward regulated data access plays directly into the company’s core strengths.

“The US market is moving quickly toward mandatory data accuracy in financial onboarding. Stakk is well positioned, because its platform is built for high-fidelity data from the ground up,” one Melbourne-based tech analyst said.

What This Means for Stakk’s Next Phase

With back-to-back US partnerships, strong year-on-year performance, and a clear regulatory tailwind, Stakk is increasingly seen as a company transitioning out of early-stage risk territory.

Key investors will now watch for:

• Conversion of integrations into recurring revenue
• Expansion of Stride-connected fintech partners
• Additional sponsor bank partnerships
• Potential movement into enterprise clients beyond fintech

The next 12 months will be important in determining whether Stakk can translate early momentum into long-term profitability.

CEO Andrew Logan remains confident.

“Our focus is simple: build high-reliability financial data infrastructure and deliver it into the biggest market for fintech innovation. Stride Bank is another step in that direction, and we intend to keep building from here,” he said.