Stakk Secures Major U.S. Deal with Neobank Chime, Expands Global Fintech Footprint

Key Highlights

• Stakk signs a Master Services Agreement with U.S. fintech giant Chime Financial (NASDAQ: CHYM)
• Revenue to start flowing in November 2025, helping Stakk stay on track for A$8 million ARR target
• Adds Chime to its roster of tier-one clients including Robinhood, T-Mobile USA, and H&R Block
• Record SaaS growth in CY25 with ARR up 312% and U.S. clients up 730%
• Strong balance sheet following A$15 million institutional placement
  
   

Australian fintech Stakk Ltd (ASX: SKK) has signed a revolving-term Master Services Agreement with U.S. digital banking leader Chime Financial Inc. (NASDAQ: CHYM), reinforcing its reputation as one of the fastest-growing SaaS-based embedded finance providers in Australia.

Under the agreement, Chime, which serves more than 22 million customers in the United States, will integrate Stakk IQ™, the company’s embedded finance platform that delivers document processing, mobile image capture, and authentication services. This technology will support Chime’s deposit acceptance operations and strengthen its financial infrastructure capabilities.

Revenue from the partnership is expected to begin in November 2025 through a combination of monthly platform and transaction-based fees. The contract can be renewed annually by mutual consent.

“Chime is one of the world’s most innovative and progressive financial-technology leaders in our space,” said Andy Taylor, Executive Director of Stakk.

“Being selected to deliver even a small but critical part of their capabilities is a genuine honour and a responsibility we take pride in meeting.”

Taylor added that the collaboration highlights Stakk’s growing role in powering essential, behind-the-scenes financial systems that many large enterprises rely on but rarely build in-house.

Momentum Builds with Record Growth

The Chime deal follows a year of exceptional growth for Stakk across its key operating metrics in calendar year 2025:

• Active U.S. clients rose 730 percent to 212, compared with 29 in January
• Annual recurring revenue (ARR) increased 312 percent to A$4.5 million
• Monthly transactions climbed 41 percent to 144,126
• Processed value rose 30 percent to A$413 million
  
   

The company expects ARR to exceed A$8 million by December 2025, supported by enterprise clients such as Robinhood (NASDAQ: HOOD), T-Mobile USA (NASDAQ: TMUS), and H&R Block (NYSE: HRB). Stakk also completed a A$15 million institutional placement earlier this year to accelerate expansion and strengthen its North American operations.

Positioned in a Booming Embedded Finance Market

Stakk operates within the rapidly growing embedded finance sector, a market projected to reach US$100 billion by 2030. Through its Stakk IQ™ platform, the company offers modular solutions in risk intelligence, transaction orchestration, settlement, and authentication to more than 210 banks, credit unions, and neobanks across Australia and the United States.

This latest agreement adds to a strong list of tier-one fintech clients and demonstrates how Stakk has evolved from a consumer-focused business into a high-margin SaaS provider of vital financial infrastructure.

ASX Snapshot (as of 29 October 2025)

• Share Price: A$0.066 (+13.79%)
• Market Cap: A$162.78 million
• 1-Year Return: +725%
• Volume: 139.7 million shares
• 52-Week Range: A$0.004 – A$0.074
  
   

Stakk has emerged as one of the top-performing technology stocks on the ASX in 2025, reflecting growing investor confidence in high-revenue SaaS models with recurring income and international reach.

Outlook

With global partnerships accelerating and recurring revenues strengthening, Stakk Ltd appears well-positioned to capitalise on the long-term digitisation of financial services. The company’s continued expansion across North America, led by new clients such as Chime, Robinhood, and T-Mobile, supports its goal of becoming a leading Australian fintech success story.

While competition in embedded finance remains intense, Stakk’s focus on reliability, scalability, and compliance could help it maintain a strong advantage in the market.